If you're thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won't cover your total mortgage obligation and closing costs, and you don't have other sources of money to cover the deficiency. A short sale is different from a foreclosure, which is when your lender takes title of your home through a lengthy legal process and then sells it.

These questions will help you decide whether you’re ready for a home that’s larger or in a more desirable location. If you answer yes to most of the questions, it’s a sign that you may be ready to move.

You might think buying or selling on your own will save money, 

but it could be more costly in the long run.

    Dave & Barbara Waldo            Lori Hysell & Barbara                   Hot Appetizers - Yum!          Linda Gayle Fox, Lisa Puccio , John Faw                                                                                                                                                                                                                    

Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here are eight reasons why it pays to work with a REALTOR®.