Waldo Real Estate joins the National Association of REALTORS® in Celebrating the 100th Anniversary of Their Code of Ethics On July 29, 1913, at the annual convention in Winnipeg, Manitoba, NAR’s board of directors got their first look at the much-anticipated Code and adopted it for use by the association’s members. The Code symbolizes REALTORS®' commitment to professionalism and vision of an honest real estate industry. The REALTORS® Pledge, I AM A REALTOR®, I Pledge Myself: - To protect the individual right of real estate ownership and to widen the opportunity to enjoy it; - To be honorable and honest in all dealings; - To seek better to represent my clients by building my knowledge and competence. - To act fairly towards all in the spirit of the Golden Rule; - To serve well my community, and through it my country;
There are good campers, and there are bad campers. Good campers come prepared, use common sense, and are courteous to those camping around them, while bad campers either lack awareness or aren't prepared, and they have no regard for their campground neighbors. You'll soon learn that there is little privacy in a campground and that sound travels well too. You came here to enjoy yourself, and so did everyone else. Be a good camper and don't spoil the fun for others.
1. Trashing Your Campsite
There's nothing more aggravating than arriving at a dirty campsite. You didn't go camping to clean up somebody else's mess, and neither should the next camper after you. Make a habit of regularly collecting any trash around your campsite and disposing of it appropriately. A box of plastic garbage bags comes in quite handy for this. Don't burn trash in the campfire either. If all campers followed the "leave no trace" policy, there would never be a dirty campsite.
Emerald may be this year’s color of the year and hot hue, but which colors should you avoid?
Color research tells us some colors to avoid. Colors that can be considered, as some researchers note, “eye irritants” and can even cause headaches or mess with your vision.
According to color research, the worst offending color: Yellow as a “pure bright lemon.”
Want fresh veggies but don’t have a back 40, the time, or the know-how for a full-size vegetable plot? Container vegetable gardening is the answer.
Top reasons to grow veggies in containers
Some local governments require that the seller provide the buyer with a detailed home inspection while giving the buyer the option to obtain her own inspection. In other parts of the country, the seller provides only disclosures and the buyer pays for her own home inspection. Whether you're producing a seller's home inspection for the buyer or expecting the buyer's home inspector to show up on your doorsteps, it's best to be thoroughly prepared.
1. Clean the House
1. Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, www.getdownpayment.com, and the American Dream Down Payment Fund from the Department of Housing and Urban Development, www.hud.gov.
2. Explore seller financing. In some cases, sellers may be willing to finance all or part of the purchase price of the home and let you repay them gradually, just as you would do with a mortgage.
As the Spring real estate season flourishes, and escrows close by the thousands, many home buyer’s fantasies of ownership become reality. For many, the house hunt is a quest for the the holy grail of more square footage. But the reality of home ownership is this: you furnish and decorate the spaces in your home according to their planned purpose (e.g., dining room, kitchen, bedroom, etc.) only to realize that you spend 80 percent of your time in 20 percent of your home’s square footage!
Most homeowners who have formal living and dining rooms rarely use them (Thanksgiving and Christmas are but two days of the year). Similarly, millions of square feet in great rooms, breakfast nooks, laundry rooms and hallways and even “spare” bedrooms go underused - space wasted most or all of the year.
Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible.
Find a real estate agent who you connect with. Home buying is not only a big financial commitment, but also an emotional one. It’s critical that the REALTOR® you chose is both highly skilled and a good fit with your personality.
It is a rare occurrence these days to have a home’s buyer and seller sit down around the kitchen table to make a deal. In some areas, they do still sit around the attorney’s boardroom table to close the deal, but by that time, the deal is done and the ship has already sailed on any avoidable mistakes.
5 things you should know about this law when buying funeral goods or services
Since 1984, the Federal Trade Commission (FTC) has enforced the provisions of the "Funeral Industry Practices" law -- usually referred to as the "Funeral Rule" -- which governs the sale of funeral goods or services in the United States. The rule specifies the type of information and disclosures that funeral service providers must provide to consumers in order to protect the latter from unscrupulous business practices.
While the Funeral Rule contains a wide array of provisions concerning the sale of funeral goods or services, consumers should be aware of the following five key points whenever they purchase funeral goods or services: