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5 Things to Know About Homeowner’s Insurance

Posted by Tech Support on

  
1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately.

2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.

FOR BUYERS ~ FINANCE YOUR HOME

Posted by Tech Support on

5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:

1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.

5 Property Tax Questions You Need to Ask

Posted by Tech Support on

 

1. What is the assessed value of the property? Note that assessed value is generally less than market value. Ask to see a recent copy of the seller’s tax bill to help you determine this information.

2. How often are properties reassessed, and when was the last reassessment done? In general, taxes jump most significantly when a property is reassessed.

3. Will the sale of the property trigger a tax increase? The assessed value of the property may increase based on the amount you pay for the property. And in some areas, such as California, taxes may be frozen until resale.

4. Is the amount of taxes paid comparable to other properties in the area? If not, it might be possible to appeal the tax assessment and lower the rate.

Chimney Maintenance for Warmth and Safety

Posted by Tech Support on

 

 To keep your fireplace working efficiently, only burn dry wood. Painted lumber or other scraps can release harmful chemicals into your home.

Your fireplace, the most low-tech piece of equipment in your house, may seem like a simple load-and-light operation, but ignoring annual maintenance can impair its performance, leading to heated air (and dollars) blowing out the chimney, harmful smoke inside, and possibly even a chimney fire.

Langley Gulch Power Plant

Posted by Tech Support on

To responsibly plan for our energy future and ensure a reliable supply of electricity, Idaho Power is constructing the Langley Gulch Power Plant and associated transmission lines. This clean, highly-efficient natural gas-fired power plant will be built on a remote site in Payette County, Idaho. Construction will begin in August 2010 and the plant is scheduled for operation in July 2012.
 
Other current project activities include:

 

Development of design and construction drawings and specifications

Superman Comic Saves Family From Foreclosure

Posted by DeeAnne Mosman on

In the nick of time, the Man of Steel saved a family's home ... for real. A couple facing foreclosure found the collateral they desperately needed with the discovery of an Action Comics #1 (aka, the Holy Grail of comic books) in their basement.

As any true fanboy knows, Action Comics #1 is the most significant comic of all time because it was Superman's debut. In fact, the issue birthed the entire genre of the superhero.

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